Beyond ensuring that you and anyone else involved are safe and seeking medical attention when necessary, navigating the aftermath of a collision can be overwhelming.

From dealing with insurance companies to filing legal claims and figuring out deadlines, it's crucial to understand what your options are and what steps need to be taken. If you're in Indiana and are involved in a crash, it's important to know what actions to take and when to take them.

Below, we'll go over the basics of what you need to know if you're injured in a traffic accident in Indiana.

What Are Indiana’s Car Accident Fault Laws?

Motor vehicle accidents are common on roads and highways and often result in injuries and property damage. In cases where a motorist is deemed to be less than 50% at fault in the crash, they may be able to recover damages.

This means that if a motorist is involved in an accident where both parties share some degree of fault, the percentage of fault will be allocated to each party. The amount of damages awarded will be reduced accordingly.

For example, if a motorist is proceeding through a green traffic signal at a reasonable speed and is hit by a drunk driver running a red light at high speed, the motorist may be considered to be less at fault in the crash. In such a case, the motorist may be entitled to recover damages, but the amount will be reduced by the percentage of fault assigned to them.

It is important to note that most cases of this nature are settled through negotiations outside of court. Attorneys for both sides will work together to negotiate an acceptable settlement for all parties involved. If no agreement can be reached, the case may go to court, where a jury will determine the amount of damages awarded.

The bottom line is that the outcome of a motor vehicle accident case will depend on the specific circumstances of the crash and the individual facts of each case. Due to this, it's imperative to get help from a car accident lawyer in Indianapolis as soon as possible. Seek a law firm ready to offer you a free case evaluation and all the necessary resources to obtain the compensation you deserve for your suffering and losses.

How Do You File a Claim After a Car Accident?

When it comes to reporting an accident to your insurance company, the process is typically straightforward. Most insurance companies provide a toll-free number for you to report your claim; from there, a claim number will be assigned to your case. This will be useful for any future communication or reference when checking on the status of your claim.

However, when speaking with an adjuster for the other driver's insurance company, it is important to be cautious. It is best to avoid making extensive statements or recorded testimony about how the accident occurred. This information can be easily obtained through the accident report. If the report is accurate, simply referring to it when talking to an adjuster will do the job.

Once you have filed your claim, a claims adjuster will be assigned to your case. They will examine the evidence to determine who was at fault for the accident. This process may take some time, as the adjuster may need to speak with you and the other driver and gather other information about the accident. It is important to note that submitting your auto insurance claim is just the initial step in the process.

If you find that the insurance company needs to be more reasonable and settle with you quickly and fairly, it may be necessary to seek legal assistance.

Will You Need an Attorney to File an Insurance Claim?

Yes, if you've been involved in a car accident in Indiana that resulted in injury, it's crucial to seek legal representation immediately. When negotiating with an insurance company, they may offer you a quick settlement that doesn't fairly compensate you for all damages, including medical bills and lost wages. This is where a personal injury lawyer can help.

They'll thoroughly review your case and determine if pursuing a personal injury lawsuit is in your best interest. In these cases, obtaining complete compensation can be a complicated process, but with the help of an experienced attorney, you can increase your chances of a successful outcome. Additionally, it's important to take immediate action following the accident.

Seeking medical treatment, collecting photographic evidence, and obtaining contact information from witnesses can all strengthen your case. With these factors in mind, an injury lawyer can act as your advocate for justice and work to obtain the amount of compensation owed.

File Your Claim With Ease!

In conclusion, filing an insurance claim after a car accident can be a complex and overwhelming process. It is important to gather all necessary information and documentation, including police reports and medical records, to ensure a smooth and successful process while avoiding the denial of your claim by the insurance company.

Working closely with your insurance company and seeking legal advice if needed can also help navigate any challenges. Remember, the ultimate goal is to receive the money you deserve to cover any damages, injuries, or losses during the accident.