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Author Profile

Jacob Mallinder

Jacob is the Head of Digital Advertising for Lawyer Monthly, Finance Monthly & CEO Today. He has also contributed regularly to all three of our websites as well as co-ordinating guest writers on the websites. Jacob has worked in sales and marketing now for 10 years, and brings all of that experience to his role and to his writing. When he's not working, Jacob reads a lot, listens to far too many podcasts and loves travelling around the world.

Articles by Jacob Mallinder

The Modern Merchant Stack: How Smart Payment Platforms Are Simplifying Growth for Small Businesses

13th May 2026
For many small business owners, growth does not stall because of a lack of ambition or demand. It stalls because the operational side of the business becomes too complex too quickly. Payments, reporting, compliance, cash flow visibility, and customer experience often evolve in silos, creating friction instead of momentum. What once required a simple card […]
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Challenging Gig Labels With an Independent Contractor Misclassifications Lawyer

13th May 2026
Los Angeles stands as one of the most dynamic labor markets in the country, where entertainment studios, tech startups, and a massive gig economy all operate side by side. From rideshare drivers navigating busy freeways to delivery workers keeping the city moving, flexible work has become a defining feature of everyday life. However, this flexibility […]
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What Happens When an Employer Says Your Injury Was Not Job-Related?

13th May 2026
In Greenville, a city shaped by steady growth, active job sites, and a workforce that keeps local industries moving, a sudden injury can quickly shift from a personal setback to a legal challenge. When an employer claims that an injury did not happen on the job, the situation often becomes more complex, raising questions about […]
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Lease vs. Finance: Which Equipment Strategy Makes More Sense for Canadian SMEs in 2026?

13th May 2026
You need new equipment. Maybe it's a commercial oven, a delivery van, a CNC machine, or a point-of-sale system. The question is not whether you need it. It's how you pay for it. For Canadian small and medium-sized businesses in 2026, the choice between leasing and financing can change your cash flow, your taxes, and […]
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Auto Insurance Brokers for Canadians

11th May 2026
Auto insurance shopping in Canada looks different from other markets. Provincial systems differ meaningfully across Ontario, British Columbia, Quebec, Alberta, and the Atlantic provinces. The broker channel plays a larger role than it does in many US markets. The choice between a broker, a captive agent, or a direct-to-consumer carrier shapes premium, coverage detail, and […]
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Why More Texas Small Businesses Are Switching from Group Plans to Association Plans

8th May 2026
For Texas small business owners, healthcare is no longer a benefits decision. It is a marginal decision. With small business health insurance in Texas now averaging $7,000-$9,000 per employee per year for traditional group plans, the cost of covering a 10-person team can rival a full marketing budget. That is why a quiet shift is […]
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Can You Get Term Life Insurance with Pre-Existing Conditions?

7th May 2026
Many people assume a pre-existing condition makes term life insurance impossible, but that’s rarely the full picture. Life insurers evaluate health conditions, weighing severity, stability, and long-term management rather than relying on diagnosis alone. Knowing how this evaluation works can clarify your options and help you approach the application process with confidence. What Does “Pre-Existing […]
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Top 5 Invoice Factoring Companies UK (2026)

6th May 2026
If your business sells on credit terms and regularly finds itself waiting 30, 60, or 90 days for customers to pay, invoice factoring is worth understanding properly. It is one of the more practical working capital tools available to UK SMEs - and the right provider can make a significant difference to how smoothly your […]
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Forex vs CFDs: Which One Actually Fits Your Trading Style?

6th May 2026
The digital age has completely flipped the script on how we interact with the financial world. Not long ago, trading was a gated community reserved for big banks and institutional players with deep pockets. Today, that scenario has become ancient history. High-speed internet and intuitive apps have blown the doors wide open, letting anyone with […]
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The Hidden Cost of Financial Fragmentation in the Digital Age

6th May 2026
Introduction: More Tools, Less Clarity Managing money has never been more digital—but that doesn’t mean it’s become easier. Most people now rely on a mix of banking apps, investment platforms, payment services, and budgeting tools. Each one is designed to make life simpler. But when you start stacking them together, things can quickly feel anything […]
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Is Debt Settlement a Good Option for Your Debt?

6th May 2026
Debt can slowly take control of daily expenses and monthly planning. Bills begin stacking up faster than expected during difficult financial periods. Interest charges continue increasing while balances become harder to reduce. Many people start searching for Debt Settlement or Debt relief after payments stop fitting their monthly budget. Debt settlement gives borrowers another way […]
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When I Found Out Divorce Papers Don't Actually Fix Your Money Problems

5th May 2026
Last year I dropped $2,847 helping my sister untangle her finances after divorce. And that wasn't even for lawyers because she couldn't swing those fees, just dealing with the avalanche of financial garbage that showed up later. She'd used online divorce and yeah that part went smoothly enough. But the financial aftershocks kept rolling in […]
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