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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

The Symbiosis Of Humans And Machines: The Rise Of Hybrid Events And Technology

22nd June 2022
A symbiosis between humans and technology has been taking place for over two decades. In fact, the advent of the internet and, subsequently, the proliferation of smartphones has increased the speed at which our lives are being digitised. The process is almost unavoidable. The digitisation of modern life is happening at home. We can all see it in things such as smart kettles, streaming services like Netflix and virtual assistants such as Alexa.
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Raising Capital For Your Business: What Are Your Options?

21st June 2022
It is often necessary for businesses of all sizes to raise capital. The need for ready money can be for any number of reasons: a new product, a launch into a new market, to fund a potentially lucrative future project, or any of the myriad of reasons where a business can benefit from additional investment.
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Australia's Interest Rate Rise Highlights Need For Better Budgeting

21st June 2022
The Reserve Bank of Australia's recent decision to lift the official cash rate by 50 basis points has come as a surprise to many experts. The last time the RBA increased rates before these latest back-to-back hikes was in June 2019, and since then the global pandemic has caused economic uncertainty and volatility.
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“Bitcoin Dead” Searches Hit All-Time High Amid Ongoing Crypto Crash

21st June 2022
As Bitcoin and other cryptocurrencies continue to fall, Google searches for “Bitcoin dead” hit an all-time high on Friday.
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Business Banking For SMEs: The Next Key Target For Digital Banking Across The Globe

20th June 2022
If you eliminate serving larger corporations due to the large capital requirements and risk of a single borrower bringing down a bank when it is still small and not as well-capitalised, the real decision in setting up a digital bank is between serving small firms or consumers.
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Useful Tips To Help You Improve Your Credit Score

20th June 2022
Your credit score is the tool that’s used by lenders in order to determine your suitability for loans and other forms of borrowing. If you ever want a mortgage or a credit card, then you will need a good credit score. Various things are calculated in order to work out a person’s credit score, including length of time at an address, borrowing history, and the amount of debt that a person has outstanding. If your credit score is low, then it doesn’t have to be. There are some very effective ways of boosting your score. This article will tell you all about them.
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UK Rail Workers Begin Biggest Strike In 30 Years Over Pay

20th June 2022
The biggest rail strikes in three decades will soon begin to affect UK travel, with trains set to be cancelled across the nation for much of the week.
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How Charities Are Affected As Inflation Comes Hot On The Heels Of A Pandemic

17th June 2022
I expect many readers will have seen greetings cards on sale bearing the rather bleak words “May we live in less interesting times”, in a wry reworking of an almost certainly fictitious Chinese curse. Many of us feel we are lurching out of a pandemic into a period of political and economic turmoil of the kind this country has not seen since the 1970s, or even that the new economic woes are being overlaid on top of an ongoing public health crisis.
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What Is Corporate Innovation?

17th June 2022
Innovation is a difficult word to define. Its definition when looking on google is simply “the action or process of innovating”. Many people struggle to define what they mean when they talk about something being innovative, but essentially, it means implementing ideas to change the way something is done for the better.
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How Old Is Too Old? Getting A Mortgage Later In Life

17th June 2022
For older people getting a mortgage may seem like an impossibility, particularly for those approaching retirement age. The general perception is that those heading toward their twilight years have little to no chance of being accepted for a mortgage.
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4 Ways To Procure Extra Funds For Your Business

17th June 2022
It's common knowledge that every business needs money to survive. You might have even thought of an idea that's almost guaranteed to turn a profit. However, just because you have a million-dollar idea, you might not have enough funds after the whole opening process is complete. If this is the situation you're in, then you've come to the right place. There are a lot of ways for you to procure some extra money for your business to get some financial security. In this article, we'll be covering a few ways for you to procure extra funds for your business and maintain your financial security.
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3 UK Funds That Could Help To Hedge Against Inflation

17th June 2022
Shane Neagle, Editor In Chief at The Tokenist, takes a look at 3 UK funds that could help to hedge against spiralling inflation.
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