Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!
Online shopping has outpaced “live” shopping in popularity and transaction volume. Convenience reigns supreme as more people turn to the internet and shipping for their everyday necessities.
On average, millennials aged 18 to 34 have £6,582 in savings, 39% are primarily saving for a house, and a third (33%) are not enrolled in a pension scheme. So is it better to think of buying a home or saving for your golden years?
In 2018, after years of card payments slowly weighing in on the dominance of cash transactions, cashless has now overtaken as the most popular method of payment. Last year saw a 15% drop in notes and coins used, and strengthened by the growing popularity of contactless cards, cashless payments now reign supreme.
At some point, many of us have or will have used an overdraft, either as a financial safety net or to lend us a helping hand when an unexpected outgoing arises. This can be very helpful to ensure those unplanned bills are covered.
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