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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

How an Online Law Degree Changes the Landscape of Legal Education

3rd December 2025
Legal education has undergone substantial changes in the past 10 years. The advent of online programs for law degrees has also brought about this change. These programs provide students with new opportunities. They offer solutions that other people simply could never access. The transition to a more digital style of learning is redefining conventional notions […]
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Why Tailored Advice Matters in Managing Personal Wealth

3rd December 2025
Wealth management is a crucial aspect of personal wealth, ensuring security for individuals and families. Standard strategies often fail to cater to specific goals and needs. Personalized advice is tailored to individual financial circumstances, goals, and challenges. Wealth management plans are most effective and meaningful when based on unique circumstances and personal situations. Understanding Individual […]
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6 Most Trusted Prop Firms in the US in 2025

2nd December 2025
It’s no secret that prop trading has exploded over the past few years. Retail traders who used to quietly trade small personal accounts are now stepping into the funded trading world, where skill matters more than starting capital. Instead of saving for years to build a larger account, traders can qualify for funding through prop […]
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3 Insights Into the Spending Habits of Today's Affluent Class 

2nd December 2025
Individual wealth worldwide is steadily accelerating behind closed doors. In 2024 alone, over 680,000 new adult millionaires were minted globally. This surge has pushed the total number of US-dollar millionaires to an all-time high.  Besides the growth of wealth, its resilience is equally admirable. Even macroeconomic headwinds and geopolitical tensions could not keep the affluent […]
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The Corporate Stablecoin Play: Why Big Brands Are Entering the Digital Dollar Race in 2025

2nd December 2025
Stablecoins used to be a simple tool for traders, but that’s no longer the case. In 2025, they’ve become a practical solution for global companies dealing with slow settlement, high cross-border costs, clunky loyalty programs, and the constant pressure to manage cash more efficiently. Now we’re seeing major consumer brands, tech platforms, payment providers, and […]
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The Real Cost of Accidents: What Most People Don’t Calculate

2nd December 2025
Most people in places like Houston think of accidents as sudden, unexpected events. They have the perception that these are the moments that happen in a split second and then are over. But financially, an accident is rarely “over” when the crash clears or the injury is treated. The real cost continues to grow long […]
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Unlocking Global Liquidity: The Strategic Shift to Digital Payment Rails

1st December 2025
For the modern corporate treasury, liquidity is the lifeblood of global operations. The ability to mobilize working capital efficiently, manage currency volatility, and ensure seamless global payouts determines a corporation’s capacity for sustained growth and resilience against economic shocks. Yet, a fundamental challenge persists: the traditional correspondent banking system, once the pillar of global trade, […]
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The price surge of BTC and XRP has spurred a surge in cryptocurrency holders joining WPAHash mining to increase profits

1st December 2025
The strong price increases of both Bitcoin (BTC) and Ripple (XRP) have reignited investment enthusiasm in the global crypto market. However, unlike the past reliance on simple price appreciation, more and more cryptocurrency holders are choosing a more stable and predictable way to increase their income—joining the WPAHash cloud mining platform to achieve daily passive […]
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Spotting Real Opportunity in Emerging Sectors

1st December 2025
The problem with chasing the hype New sectors pop up fast. Too fast, sometimes. One startup goes viral, and suddenly everyone wants in. Investors dump cash. Founders rush to build. Media floods the space with buzzwords. Most of it doesn’t last. In 2022, more than 45% of venture capital went into sectors labeled as “emerging.” […]
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How a Gold Loan Interest Calculator Helps You Get the Best Loan Deal?

1st December 2025
When you need quick funds, lending against gold is a trusted and accessible solution. Gold holds an emotional and financial value in Indian households. Using it as collateral to secure a loan is both practical and convenient. However, before pledging your gold, it is crucial to understand how the interest can affect your repayment. This […]
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Best Investment Plans for Growth and Tax Savings

27th November 2025
Investing your money is a smart way to build wealth for the future. But what if your investments could also help you save on taxes? Many people focus on either long-term growth or tax planning, but it's possible to achieve both goals at the same time. The right investment plans can help your money grow […]
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Top Tips to Protect Your Financial Info from Hacking When Shopping Online

26th November 2025
Online shopping has become a daily convenience for millions of Americans, but the surge in digital transactions also gives cybercriminals far more opportunities to target shoppers. With phishing scams, fake retail sites, and data breaches continuing to rise, taking simple but effective precautions can reduce your risk. When understanding how to verify websites, secure your […]
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