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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

How Will the Cambridge Analytica Scandal Impact Open Banking?

30th April 2018
The Cambridge Analytica revelations have put the issue of data privacy front and centre in the minds of consumers, policy-makers and businesses. Facebook has taken up much of the media’s attention but with other recent and notable data breaches involving many millions of customer credentials, companies are being scrutinised for their data-handling practices like never […]
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Cryptocurrencies Set for Another Surge in Prices; Here’s Why

30th April 2018
Current market activity indicates that cryptocurrencies are set for “another considerable surge in prices gains” in the near future and Ethereum’s price could reach $2,500 by the end of the year - but investors should exercise caution. This forecast from Nigel Green, the founder and CEO of deVere Group, comes after a strong few days ithe […]
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TransferWise CEO Sees Growing Demand for New 'Borderless' Account

30th April 2018
Kristo Kaarmann, TransferWise Ltd. chief executive officer, discusses the company's new multicurrency online account and the growing demand for its services. He speaks with Bloomberg's Selina Wang on "Bloomberg Technology."
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Crypto Regulation: What Is Looming & How It Will Affect the Market?

27th April 2018
With the growing expansion of cryptocurrencies and cryptomarkets, the prospects of regulation are on the horizon. But how will the economy of crypto change in turn? Finance Monthly gains top insight from expert David Sapper, COO at Blockbid. In recent days, Ripple – one of the world’s biggest cryptocurrencies – has urged UK regulators to […]
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Lords Select Committee Recommendations Could Stifle AI in the UK

27th April 2018
The Lords Select Committee recently issued a report: “AI in the UK: ready, willing and able?”. It outlines the burgeoning AI industry including the public understanding, engagement and design of AI and how the UK can become best placed to build and develop safe, secure and successful AI businesses. Louis Halpern, Chairman of Active OMG, […]
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Facebook and the Multi-Billion Dollar Data Broker Industry

26th April 2018
The controversy surrounding Facebook and privacy issues has made news headlines. However, data brokerage and the miss-use of information is nothing new. The subtle manipulation of the way in which users respond to certain information stimuli is currently a hot topic of conversation. This after the recent Facebook/Cambridge Analytica scandal literally broke the internet in […]
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Banks Need to Smarten Up Their Act… With Data

25th April 2018
Banks are increasingly using your data intelligently and effectively. Let’s find out how far they can go. Julius Abensur, Head of Industry and Financial Services at Relay42, explains. Technology has advanced at a rapid pace in banking and our demands have changed, making our data – and banks using it properly to benefit us – […]
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Your Thoughts: China's Unprecedented Economic Growth

24th April 2018
China has been beating its currently forecast growth rate. According to official data, China's economy grew at an annual pace of 6.8% in the first quarter of this year compared to the same period in 2017. Over the past year China has seen national economic growth that is unparalleled and unprecedented worldwide. This week Finance […]
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The Front Lines of Business: Why It’s Dangerous to Overestimate the Role of Automation

23rd April 2018
“In the future, robots will be doing our jobs for us” is one of the most common sentences we hear from futurists, business people and technology leaders. Below Richard Acreman, Partner at WM Reply, discusses the overvalue of automated processes and the future of ‘robots’ on the front lines of business. There are variations on the […]
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Biggest Banks Quit Financing Controversial Keystone XL Pipeline, Only Barclays Left

23rd April 2018
HSBC has today confirmed that it will no longer provide project finance for new tar sands projects including the construction of any tar sands pipelines. This policy would exclude HSBC from providing project financing for the Keystone XL and Line 3 Expansion pipelines. HSBC also stated that its overall exposure to tar sands will reduce […]
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What Happens When a Bank and a FinTech Join Forces?

20th April 2018
FinTech companies have been the foundation of innovation in the payments and financial services sphere over the past decade, whilst legacy financial institutions, such as banks, have struggled to keep up. Generally considered in competition with one another, what would happen if FinTechs and Banks joined forces? Prabhat Vira, President of Tungsten Network Finance, explains. Recent […]
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Can Behavioural Science Help Cure the Blight on the High Street?

19th April 2018
The high street is reeling after a winter of ill health. Toys R Us, Maplin, House of Fraser, Claire’s: it seems that even stalwarts of the retail landscape aren’t immune to rising rents, the burgeoning ecommerce market and wavering consumer confidence. Below Finance Monthly gains special insight from Andrew Watts, Founding Partner, KHWS, The Brand […]
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