Top 10 Fintech Tools for Investors in 2025

Financial technology offers many powerful tools for investors. We've gathered a focused list of 10 top fintech tools for June 2025, highlighting options that genuinely support better investing, without unnecessary complexity.

Atom AI: AI-Powered Signals for Active Traders

Best For: Active traders and investors who rely on data, seeking rapid, AI-driven insights to inform their trading decisions.
How it Helps: Atom AI delivers fast, AI-driven insights by analysing real-time news, earnings reports, and economic data. You choose the assets you follow, and it flags relevant signals that might impact your portfolio. Its strength lies in sifting through vast amounts of information quickly to pinpoint actionable patterns, distinguishing itself among the Best AI-Powered Investing Tools Right Now.
Key Features: Custom alerts for your holdings, built-in filters to reduce bias, and a simple mobile app.
Cost & Considerations: Atom AI, as part of Atomicwork's offerings, primarily serves businesses. Their "Professional" business tier, which includes "fair usage access to Atom AI," starts from $90 per employee per year. Specific independent user reviews focusing on its direct investment signal performance for retail investors are not widely available, suggesting it might be primarily geared towards institutional or business clients rather than individual investors seeking a standalone product.

Kubrix Capital: Smart ETF Builder for Passive Investors

Best For: Long-term and passive ETF investors who prefer a low-upkeep, tax-efficient portfolio.
How it Helps: Kubrix Capital suggests ETFs based on your risk profile, helping with tax-loss harvesting and global diversification. It aims to simplify the process of building and maintaining a well-structured ETF portfolio, offering an alternative to traditional services. For those seeking automated portfolio management, it competes with offerings in our Best Robo-Advisors Compared: Wealthfront vs Betterment vs SoFi analysis.
Key Features: Clear pricing, tools for ISA and SIPP optimization, and suitable for investors with some experience.
Cost & Considerations: Specific pricing for Kubrix Capital's "ETF Builder" product is not directly published on a public pricing page. It's important to note that a separate "Kubrix AI" product (focused on video generation) mentions API usage at $0.40 per video. User feedback for this related AI product has raised concerns about its overall readiness and occasional glitches.

TradeGrid: Day Trading App with Strategy Tracking

Best For: Active traders and those who test trading strategies, looking to refine or mirror high-performing trading approaches.
How it Helps: TradeGrid combines brokerage execution with community trade tracking. You can follow verified trades from others or rigorously test your own strategies with actual market data. Its appeal lies in its dual functionality for both learning and execution, making it a strong contender among the 7 Must-Have Apps for Day Traders.
Key Features: Optional trade copying, API support, and a clean interface.
Cost & Considerations: TradeGrid does not publicly publish fixed pricing for app usage on its main website. Their "Packages" page describes various programs (e.g., "Tradegrid Plus," "PLP Ultra") that appear to be related to specific trading programs or commodities, suggesting a business-to-business focus where pricing is likely on inquiry. Independent user reviews specifically for its day trading app functionality with explicit pricing are limited.

FundStack: Portfolio Tracker for Private Market Investors

Best For: Private investors and individuals backing startups, needing to track diverse private market exposures across various platforms.
How it Helps: FundStack brings together your venture capital, private equity, and crowdfunding investments into one central dashboard, offering a consolidated view of your illiquid assets. This simplifies tracking for complex private portfolios and offers a specialised option for investors who might also use Best Apps for Tracking Your Net Worth for their liquid assets.
Key Features: Updates on funding rounds, synchronisation with platforms like Seedrs and Crowdcube, and designed specifically for private capital holdings.
Cost & Considerations: FundStack (also operating as Fundingstack.com) is priced at $250 per user per month for its CRM and portfolio tracking features, reflecting its professional, business-to-business focus rather than a typical retail investor tool.

Zoya: Ethical & Shariah-Compliant Investing

Best For: Investors who prioritise ethical, ESG, or Shariah-compliant choices, needing a reliable way to screen their holdings.
How it Helps: Zoya specializes in screening your portfolio for compliance with ESG or Shariah principles, offering clear side-by-side comparisons. This makes it straightforward to align your investments with your personal values.
Key Features: Quick screening tools, options for fund comparison, and a commitment to no sales pressure for additional products.
Cost & Considerations: Zoya offers a Free plan. The "Zoya Pro" subscription is available at $14.99/month or $119.99/year (as published on their App Store listing). While generally well-regarded for its niche, some users have reported limitations with searching for certain international ETFs or difficulties connecting with specific European brokers.

Plynk: Micro-Investing with Purpose

Best For: Beginning investors and passive savers, especially those looking to invest spare change with a thoughtful approach.
How it Helps: Plynk rounds up your everyday transactions and puts the spare change into a selected mix of ETFs. It creates a personalised approach to micro-investing, aiming to make investing simple and accessible for newcomers. It's also part of Fidelity, offering institutional backing. Plynk's approach aligns with concepts found in Best Fintech Tools for Passive Investing in 2025.
Key Features: Automatically adjusting portfolio, supported by Fidelity (since April 2025), and focuses on legitimate investing without cryptocurrency speculation.
Cost & Considerations: Plynk states the app is "free to use with no fees or commissions when you trade stocks and funds" (as published on their app store page). However, some user reviews have noted minor, unlisted transaction deductions or inconsistent real-time stock tracking, suggesting some operational quirks despite its beginner-friendly design.

Syncretic: Investment Aggregator for Multiple Accounts

Best For: Investors managing several accounts who want a complete financial picture, including brokerage, pensions, ISAs, and crypto.
How it Helps: Syncretic collects all your financial accounts into one central dashboard, providing a consolidated, real-time view of your overall exposure. This can simplify financial oversight for investors with diverse holdings across various platforms, making it a strong contender among The Best Tools for Managing Multiple Investment Accounts.
Key Features: Smooth integration with UK financial institutions, you own your data, and clean export options.
Cost & Considerations: No specific pricing information for "Syncretic" as a dedicated investment aggregator is publicly available on its website or related financial platforms. This might indicate it's a newer, more niche offering, or primarily targets a business-to-business market with less public pricing. The term "Syncretic" in search results often relates to academic algorithms rather than a direct investment service.

TickerMetrics: Stock Screener with Visual Valuation Tools

Best For: Investors focused on valuation and those who enjoy detailed data analysis, looking to visualise earnings and value.
How it Helps: TickerMetrics offers interactive tools for valuing stocks, such as P/E heat maps, discounted cash flow sliders, and earnings revision trackers. Its strength lies in providing a visual and intuitive way to assess company valuations, making it a powerful resource alongside other Best Stock Screeners for Retail Investors.
Key Features: Useful features in its free plan, straightforward content, and built for quick analysis.
Cost & Considerations: Research indicates that "TickerMetrics" as an investment tool is often confused with "Teikametrics," an e-commerce advertising platform which has pricing starting from $99/month. For an actual stock screener named TickerMetrics, public pricing or a clear website for this specific investment tool was not found, suggesting it may be a very niche or less prominent offering.

StrikeX: Access to Alternative Assets (Pre-IPO)

Best For: Investors interested in alternative assets and pre-IPO opportunities, seeking exposure to early-stage companies.
How it Helps: As of June 2025, StrikeX holds an FCA license. It allows buying fractional equity in carefully assessed pre-IPO companies through tokenised shares, offering a way to access investments traditionally limited to institutional investors.
Key Features: 24-hour trade settlement, ability to convert tokens into actual shares, and a focus away from highly speculative meme coins.
Cost & Considerations: Investing in tokenised pre-IPO shares carries higher risk due to liquidity and valuation challenges inherent in early-stage investments. While StrikeX is regulated, thorough due diligence on specific offerings is important. Fees for buying/selling tokenized shares directly on StrikeX are not explicitly published as a fixed dollar amount. Transactions involve their native STRX token, currently valued around $0.023 per STRX (as per Forbes Crypto Market Data), meaning exchange fees for converting fiat to STRX would apply.

Savr: AI Investment Chatbot

Best For: Investors who prefer a hands-off approach and want quick daily updates through a conversational interface.
How it Helps: Savr connects to your broker and uses a GPT-4o system to answer investment questions, like "How did my energy stocks do today?" This provides a simple, voice-enabled way to get portfolio updates without logging into multiple platforms, complementing other Best Dividend Trackers and Portfolio Management Tools.
Key Features: Voice-activated, powered by advanced AI (GPT-4o stack), and provides responses without being condescending.
Cost & Considerations: No specific pricing for "Savr" as an investment chatbot is publicly available on a dedicated product website. General AI chatbot pricing, based on complexity and usage, can range widely from free options to $10,000+ per month for enterprise-level solutions.

Quick Comparison Table

Tool	Best For	Core Strength	Pricing Notes (USD)
Atom AI	Active traders	AI-based signal detection	Starts from $90 / employee / year (for their "Professional" business tier, which includes "fair usage access to Atom AI"). This is a B2B platform.
Kubrix Capital	Passive investors	Smart ETF construction	Specific pricing for the "ETF Builder" product is not directly published on a public pricing page. Mentioned "API usage $0.40 per video" is for a different AI product.
TradeGrid	Strategy-focused traders	Trade mirroring + backtesting	No fixed pricing published on their website for app usage. Their "Packages" page describes different programs (e.g., "Tradegrid Plus," "PLP Ultra," "TradersCard") related to fuel and industrial materials trading, indicating a B2B focus with pricing likely on inquiry.
FundStack	Private market holders	VC and PE tracking	$250 per user per month (as published on Fundingstack.com).
Zoya	Ethical/Shariah investors	Clean portfolio compliance	Free plan available. "Zoya Pro" is $14.99/month or $119.99/year (as published on their App Store listing).
Plynk	Beginners	Micro-investing with real logic	App states "free to use with no fees or commissions when you trade stocks and funds." (as published on their app store page).
Syncretic	Portfolio aggregators	Real-time exposure view	No pricing information is publicly available on websites for "Syncretic" as an investment aggregator.
TickerMetrics	Valuation-focused investors	Visual earnings + value tools	The website found (Teikametrics) for "TickerMetrics" seems to be for an e-commerce advertising platform. Its pricing starts from $99/month. This might indicate confusion with a similar name, or the investment tool isn't publicly listed with pricing. If TickerMetrics refers to a different investment tool, its pricing would need to be re-researched.
StrikeX	Pre-IPO investors	Tokenized equity buying	Fees for buying/selling tokenized shares directly on StrikeX are not explicitly published as a fixed dollar amount. Transactions involve their native STRX token, currently valued around $0.023 per STRX (as per Coinbase). Exchange fees for converting fiat to STRX would apply.
Savr	Passive investors	Chatbot interface for investing	No specific pricing for "Savr" as an investment chatbot is publicly available. General AI chatbot pricing ranges widely from Free to $10,000+ per month depending on complexity (as per Lindy AI's article on chatbot pricing).

This list provides a starting point for exploring fintech tools. Consider choosing 2–3 tools that directly solve specific needs in your investment approach. Using too many tools can become overwhelming, taking focus away from managing your money.

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