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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

UniCredit Cuts 8,000 Banking Jobs Pushing Global Total Past 70,000

3rd December 2019
Italian global bank UniCredit plans on cutting 8,000 jobs pushing the global figure of total job cuts in banks this year beyond 73,000.
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5 Reasons Why We Still Need Cash

3rd December 2019
It’s a fairly well-known fact that cash is no longer king. In fact, research suggests it hasn’t been king for quite some time, as more and more people are now choosing to use either debit or credit cards to make purchases.
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Black Friday & Cyber Monday: Banks to Foot the Bill

2nd December 2019
With the Black Friday/Cyber Monday weekend here and with it myriad warnings to consumers to be vigilant of potential fraud attempts are broadcast, less thought is given to the security of the retailers who are actually selling the discounted products.
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4 Most Effective Ways to Avoid Going Bankrupt

2nd December 2019
The number of personal bankruptcies has been declining over the past few years. This is mostly due to the improved economy and awareness programs that have helped people find a way out of bankruptcy.
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Serena Williams Takes 10 Hours to Earn the Average Salary

29th November 2019
Professional male sports players are notorious for their astonishing annual salaries, with the likes of football, boxing and Formula 1 racers earning players millions of pounds each year.
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Are Business Models Changing Too Quickly for Banks to Keep Up?

28th November 2019
For hundreds of years, banks have been following a simple yet effective business model – they take money in from depositors and lend it out to borrowers. Despite public consensus, there is nothing more complex than that.
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Is Now the Perfect Time to Invest in Bitcoin?

28th November 2019
The wise early investors of bitcoin managed to reap the rewards by cashing in when the digital currency spiked in value in 2017.
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Institutional Investors Putting Financial Integrity Under Due Diligence Microscope

27th November 2019
A global survey of institutional investors commissioned by BlackLine, Inc. reveals that 82% of global investors believe companies in their portfolio often resort to legal but ‘creative’ accounting tactics in order to attract or satisfy investors, causing investors to increase scrutiny over portfolio company financials.
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Why We Can't Forget About 'VAT Carousel' Fraud

27th November 2019
From the characteristics of MITC fraud arrangements to the tangible damage that such schemes can cause, below Jérôme Bryssinck, Head of Government Solutions at Quantexa, talks Finance Monthly through the options for fighting VAT carousel fraud. Europol believes that missing trader intra-community (MITC) fraud (usually known as ‘VAT Carousel’ fraud) costs authorities around €60 billion […]
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FCA Bans Promoting of Mini-Bonds to Small Investors

26th November 2019
The Financial Conduct Authority (FCA) has announced it is set to ban the marketing of speculative mini-bonds to small investors using its product intervention powers.
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Head of Westpac Bank Quits Following Money Laundering Scandal

26th November 2019
The head of Australia’s second largest bank, Westpac, has quit following a money laundering scandal the bank became involved in.
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Investors Rally to Traditional Assets Amidst Political Uncertainty

26th November 2019
Butterfield Mortgages Limited (BML) recently commissioned an independent survey of more than 1,100 UK-based investors (all with investments in excess of £10,000) to find out what asset classes currently make up their financial portfolios and what factors are influencing their investment strategies in 2020.
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