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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Barclays and the Government Launch £1 Billion Housing Development Fund

12th September 2018
Barclays has announced that it has teamed up with the UK Government to provide £1bn of development finance to help build thousands of new homes across England to help increase the pace and volume of housing provision. Loans ranging from £5 million to £100 million, which will be competitively priced, are available for developers and […]
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Ethereum Set to Be the Most Lucrative Investment

11th September 2018
Do you want to go from being a stock market dreamer to a high earner? A new tool could be what you need to transform your hindsight into insight. How Rich Would You Be? uses market data from the past 12 months to reveal exactly what you could have made if you invested in a […]
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How Can Regulation Keep Up as Technological Innovation Races Ahead?

11th September 2018
Technology advances have changed every aspect of financial markets. For consumers, this transformation has made financial services more affordable, accessible and tailored to our individual needs. For financial institutions, digital tools, including emerging technologies such as artificial intelligence (AI), robotics and analytics, have delivered huge opportunities to radically improve the efficiency and effectiveness of risk […]
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Historic Bull Run Will Continue, But Prepare for Market Sell-Off

10th September 2018
The longest bull market rally in history has further to run – but investors may wish to start to build cash positions before next year. The message from Tom Elliott, deVere Group’s Senior International Investment Strategist, comes after the S&P 500 index reached a new all-time high late August, and recorded its longest ever rally (which began […]
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A Guide to Investment for Millennials

10th September 2018
You might not realise it, but you don’t need to be a millionaire or a genius to invest. It comes down to investing sums you can afford to lose and not taking on too much risk, which is more achievable than many realise. Here, Ben Rogers discusses how easy it can be set aside small […]
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Save or Invest? What's the Best Option?

7th September 2018
Saving and investing money are two completely different things. They each have a different purpose and play different roles in your life. You should make sure that you are clear on the concept before deciding which step to take on your financial journey to avoid stress and help towards meeting your financial goals. It may […]
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No Cause for Rejoicing Over Reported Wonga Demise

6th September 2018
The high cost credit industry hasn’t been rocked by the reported demise of payday lender Wonga, it is just mutating, says financial expert Jasmine Birtles. Birtles, founder of MoneyMagpie.com, says that high cost credit is alive and well in the UK thanks to continuing lax rules on lending rates and the desperation of vulnerable families, many of whom […]
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1.8m Expats Urged to ‘No Deal Brexit’ Proof Their Finances

6th September 2018
The estimated 1.8 million British expats living in the EU should consider reviewing their personal financial strategies as ‘no-deal’ Brexit looks increasingly likely, warns the deVere Group. The warning from James Green, deVere Group’s divisional manager of Western Europe, comes after British Prime Minister Theresa May claimed that a no-deal Brexit “wouldn’t be the end […]
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How Technology Is Disrupting Education & Recruitment in Finance

5th September 2018
Technology is transforming almost every area imaginable, but education and recruitment are surprisingly yet to be disrupted, and consider themselves to be relatively early in the adoption of technologies. These technological developments, combined with data analytics and job-specific simulations are at the forefront of driving this disruption, particularly in the financial sector. Below Finance Monthly […]
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The Future of Fintech Is a Connected One

5th September 2018
This week Finance Monthly benefits from expert insight into the financial world, with a close look at the development of fintechs and the increasing need for these to come together for the sake of progress. Here Ian Stone, CEO of Vuealta, describes some of the challenges ahead, and the solutions that are already possible. Between […]
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The Death of the PIN

4th September 2018
Personal identification numbers (PINs) are everywhere. These numeric versions of the password have been at the heart of data security for decades, but time moves on and according to Dave Orme, SVP at IDEX Biometrics, it is becoming evident that the PIN is no longer fit for purpose. It is too insecure and leaving consumers […]
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Unable to Pay Off Credit Card Bills Because of Outstanding Company Expense?

4th September 2018
Recent independent research of UK employees commissioned by expenses management software company Expend has highlighted that Generation Z and Generation Y employees are the most negatively impacted by facilitating their employers’ expenses. Over a quarter (27%) of Generation Z employees (18-24 year olds) have not been able to pay off credit card bills because they […]
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