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Jacob Mallinder

Hi, I'm Jacob, the Editor for our Online Content. Feel free to email me at editorial.dept@finance-monthly.com if you have any questions or interesting content to send over!

Articles by Jacob Mallinder

Octa’s secret no one talks about 

9th October 2025
While Octa allegedly ranks among the top financial brokers in several regions, it has some shady stories surrounding it. Despite its popularity, some aspects of the broker remain an enigma for many. Why does this controversial company use different brand names, domains and licenses for various regions? Are there many Octas, or is there only […]
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Paying For Things Internationally In A Globalised World

9th October 2025
Whether you’re running a business, taking control of your household finances, or looking to purchase a gift for a loved one, international payments are always on the horizon. In a world in which so much of what we do seems to be built on supplier chains that stretch across multiple borders, the age of purely […]
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How Senior Housing REITs Respond to Ageing Demographics

9th October 2025
As world populations age, senior housing REITs are beginning to adapt to the need for appropriate housing. These REITS are critical in providing shelter to older adults by offering housing and health support options. This article on senior housing REITs explores why and in what manner the unexpected impacts of demographic patterns reflect on the […]
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The Emotional ROI of Engagement Rings: Why Ethical Jewellery Is a Smart Investment

8th October 2025
When people talk about return on investment, they usually mean financial gain. But some investments pay off in ways that go far beyond numbers. Engagement rings, for example, carry emotional weight that can’t be measured in dollars alone. They symbolize love, commitment, and the beginning of a shared future. And when those rings are ethically […]
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Should Expats in Switzerland Open a Pillar 3a Account?

8th October 2025
Moving to Switzerland comes with many financial advantages, but also with a pension system that can feel complex. Beyond the state pension (AVS) and the occupational pension (LPP), there is a third layer called the pillar 3a or tied pension. This voluntary retirement savings scheme is one of the most effective ways to reduce your […]
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Hidden Costs of Nursing Home Neglect on Families and Caregivers

8th October 2025
Every family is hoping for and expecting safe and dignified care for their loved ones when they have to place them in a nursing home. If anything goes wrong, if neglect in care occurs, it causes immense damage. More than just medical bills. Such damage can also impact your daily life, emotional well-being, and even […]
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A Complete Guide to Corporate Tax Compliance in Vietnam for Foreign Businesses

7th October 2025
Vietnam's evolving tax landscape in 2025 presents both opportunities and challenges for foreign investors seeking to establish operations in this dynamic Southeast Asian market. With the country targeting ambitious 8% GDP growth in 2025 and attracting record foreign investment, including Samsung's $24-25 billion commitment by the end of 2025, understanding corporate tax compliance has become […]
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Risk Mitigation and ROI: The Financial Case for Generative AI in Customer Service

7th October 2025
Business leaders hear a lot of hype about artificial intelligence. The promises are big. The real financial case is often missing. Let us build that case. We will connect smart technology to clear business outcomes.  This is not about flashy gadgets. It is about protecting your investment and boosting your bottom line. A careful look […]
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Saving Strategies for Your First Home’s Down Payment

7th October 2025
According to August 2025 data from Redfin, U.S. home prices have risen 1.6% since last year, and the current median price of a home is $439,894. For many first-time homeowners, saving for a down payment on a home of this price or higher is a significant hurdle to overcome. While saving thousands of dollars for […]
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How AI Is Transforming HR & Payroll in 2025

7th October 2025
Go back a couple of years and payroll and human resources was among the most stressful activities of business owners and HR managers as well. Infinite spreadsheets, compliance issues, late deadlines, it was all the reason to feel overwhelmed even by the most organized team. However, enter 2025 and the picture is quite different. Artificial […]
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Top Education App Developers for Android & iOS Platforms

7th October 2025
Mobile learning has become one of the fastest-growing segments in EdTech. From interactive classrooms to AI-driven tutoring apps, students now expect intuitive, reliable, and engaging platforms right on their phones. For schools, startups, and enterprises, the choice of development partner is critical - an experienced team can turn a concept into a scalable solution. Below, […]
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Government-Mandated Auto Insurance Discount for Seniors

6th October 2025
I’ve been sitting across desks and phone lines with drivers for more than twenty years, and if there’s one thing that never changes, it’s this—wh en people retire, their paychecks shrink, but their insurance bills somehow don’t. One gentleman in Virginia said it best: “I’ve been behind the wheel longer than some of your underwriters […]
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