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Average Credit Score in the UK
There are 3 main credit reference agencies which have different calculations to produce your credit score so it could vary by which agency your use. It can take some time to build a good credit score and you shouldn’t worry about trying to do this quickly. There are some ways to speed up the […]
Skills to Master for Financial Success in 2025
Money matters are becoming more and more complex as we approach 2025. It is not only smart but also essential to get better at finance management. The right skills can make all the difference, so let's talk about the vital skills you should be building now if you want to grow financially in 2025. Trading […]
Top Credit Cards Offering Retail Rewards
You can find credit cards which offer rewards when you spend so that you can get something back. This can include travel rewards, cashback or retail rewards. This means you can choose which one would be best for you and which you could get the most out of. Having a cashback card will work […]
The Best Cashback Credit Cards 2024
Cashback Credit Cards Cashback credit cards have become an increasingly popular tool for consumers looking to maximise the value of their everyday purchases. These credit cards offer a simple yet effective reward system: a percentage of your spending is returned to you in the form of cash, which can be applied as a statement credit, […]
Understanding Mortgages: A Simple Guide for Beginners
Have you ever wondered how people afford their homes? For most, it’s not about writing a massive check—it’s about getting a mortgage. This loan helps millions of people buy homes by breaking the cost into manageable monthly payments. But let’s be honest: mortgages can feel confusing at first. Terms like "fixed rate" or "ARM" might […]
Best Mortgages Lenders for 2025
Best Mortgages Lenders for 2025. Today a mortgage can be obtained with a down payment as low as 3%, and in certain cases, individuals may qualify for specialized government-backed programs that allow for a zero down payment. Here's the Finance Monthly round up of the Best Lenders for Low- and No-Down-Payment Mortgages for 2025. Lender […]
Can You Sell Your Life Insurance Policy? Here’s What You Need to Know
For many people, life insurance is a long-term financial safety net, purchased to protect loved ones and provide peace of mind. But what happens when your needs change? Maybe your kids are grown, your mortgage is paid off, or the premiums have become too expensive. In these cases, maintaining a life insurance policy may no […]
Why You Should Have Life Insurance
Life insurance is a very important financial asset to have. It provides security for your loved ones in case the worst should happen and you’re no longer around. If that happened, you would want your family to be able to maintain a certain standard of living, and life insurance can help provide that. This includes […]
Impact of California's 2025 Auto Insurance Law Changes on Drivers' Finances
As 2025 unfolds, California drivers face new regulations that could significantly impact their budgets. The new auto insurance laws introduce higher minimum liability coverage limits, with minimums rising to $30,000 per person injured, $60,000 per accident, and $15,000 for property damage. These changes are poised to provide greater financial protection for drivers, but they also […]
