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Banking & Savings

Welcome to Banking and Savings - for insightful guidance on maximizing your financial potential. This dedicated space offers in-depth knowledge on various banking products, savings strategies, and the latest in financial technology innovations.

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Whether you're seeking the best savings accounts, exploring high-interest options, or looking for secure and efficient banking solutions, our resources aim to equip you with the tools and knowledge for effective money management and achieving your saving goals.
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How to stop impulse buying

14th March 2024
One of the hardest things to do is stop yourself from spending money. We've all been there and it's incredibly hard to be frugal and save money when we live in a world encouraging you to buy everything and buy it now. What is impulse buying? Impulse buying is the concept of purchasing something you […]
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6 Strategies for a Cost-Effective Safe Harbour Plan

12th March 2024
Pexels In the current unpredictable economic climate, businesses are on a constant quest to deliver competitive benefits to their employees, balancing the scales of generosity with financial wisdom. Amid this balance, a pivotal role is played by the meticulous crafting and execution of a safe harbor 401(k) plan.  This particular type of retirement plan emerges […]
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How to budget on a small income

11th March 2024
Budgeting can be difficult to set up and stick to especially if your monthly income is small. If you are trying to save, have noticed the rising prices or just need to cut down to decrease your monthly outgoings then these tips could help you to budget.
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The Best Savings Account for you

8th March 2024
When trying to save it is important to first find the right savings account for your needs, there are many ways to make saving simple. There are many options for savings accounts, below you can find out how each type can help you save. Easy Access You will be able to draw your money out […]
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Top Practical Finance Tips for Growing Families

7th March 2024
Starting a family can be a momentous decision, and naturally, there is a lot more to consider than just the financial aspects alone. Even so, perceived financial barriers do hold many of us back from starting our family when we’d ideally like to, opting instead to work for a few more years and put together […]
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Top 5 books to help you save money

6th March 2024
If you are trying to save, learn more about finances or want to take on some new techniques for your money then reading from those who have done it or are experts in the field could help you. There is so much advise out there it can become overwhelming, when finding the book for you […]
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Proven Tips for Managing Your Already Performing Investments

5th March 2024
Staying informed isn’t a choice, but a strategic option when it comes to investment management. The financial sector is dynamic and heavily relies on other factors, majorly economic indicators and political events. The success of your investments hinges on your ability to navigate these factors. Generally, investors should be knowledgeable, adaptable, and proactive. As such, […]
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Why the buy now pay later market has its advantages but should be handled with care

1st March 2024
As the higher cost of living has continued to stretch household budgets, the flexibility for consumers of buy now pay later (BNPL) deals has become increasingly attractive. Recent research carried out by the Financial Conduct Authority (FCA) last October,  found that around 27% of UK adults has turned to BNPL in the six months to […]
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What is an ISA?

29th February 2024
ISA stands for Individual Savings Account and allows you to save whilst earning interest and is tax-free. You can save up to £20,000 in a tax year tax-free. Having an ISA helps people to save for things like a house deposit as this a great, money-efficient way to save large amounts. Cash ISA This is […]
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Financial Planning for College Students: Building a Budget and Saving for the Future

26th February 2024
As a college student, dealing with money can feel like you're setting sail on unknown waters. With the added stress of paying for daily things and making plans for life after college, it's easy to feel stressed. For those who know what they're doing, though, there are ways to make sure they are financially stable […]
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What are your Pension plan options?

21st February 2024
Whether you are thinking about retirement or just starting to earn, knowing how your pension works, how to build one and how to withdraw your pension are all important. Your pension is an important investment and you should know your options so you can begin planning your future. State pension When you are 66 years […]
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Understanding Your Paycheck: A Comprehensive Guide to Wage Calculations

16th February 2024
Source: Unsplash  Understanding how to calculate a paycheck is an essential skill for every working adult.  Knowing how much you earn and how much you get to bring home, what deductions are taken out, and what benefits you pay for is crucial for effectively managing your finances and planning for the future.   Moreover, understanding your paycheck […]
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About Finance Monthly

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Finance Monthly is a comprehensive website tailored for individuals seeking insights into the world of consumer finance and money management. It offers news, commentary, and in-depth analysis on topics crucial to personal financial management and decision-making. Whether you're interested in budgeting, investing, or understanding market trends, Finance Monthly provides valuable information to help you navigate the financial aspects of everyday life.
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