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Banking & Savings

Welcome to Banking and Savings - for insightful guidance on maximizing your financial potential. This dedicated space offers in-depth knowledge on various banking products, savings strategies, and the latest in financial technology innovations.

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Whether you're seeking the best savings accounts, exploring high-interest options, or looking for secure and efficient banking solutions, our resources aim to equip you with the tools and knowledge for effective money management and achieving your saving goals.
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Save money with a smart meter

11th July 2024
At the beginning of July Ofgem announced a price drop for energy bills, however this is not set to last for the long haul. Unfortunately, energy prices are set to increase again before the winter months. So, you may be looking for ways to reduce your energy bills? There are lots of ways to do […]
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How to Budget Effectively: Simple Strategies for Managing Your Finances

11th July 2024
Managing finances can often feel overwhelming. However, budgeting is a powerful tool to help you regain control and achieve your financial goals. Effective budgeting not only helps you understand where your money is going but also allows you to make informed decisions about your finances. In this opinion piece, we'll explore simple strategies for budgeting […]
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Elevate Your Savings Strategy With High-Yield Online Accounts

8th July 2024
In the past twenty years, we have experienced severe financial crises that put millions of households and businesses on the brink of bankruptcy. The Great Recession and the pandemic taught us that wealth could be depleted quickly. Even those with multimillion-dollar businesses and high-paying jobs are no exception. So, as we become more aware of […]
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How much do I need to save to retire?

5th July 2024
When you reach state pension age you will be given an income from the government however this is often not enough. It is common for workplace pensions where a percentage of your income will be deposited into a pension account which you can withdraw once you retire. It is recommended that you add in extra […]
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What to know about trading platforms for investing

5th July 2024
To start investing you will need to set up an account on a trading platform. Upload your details to the platform and deposit funds to begin. Some platforms will have a minimum fund that you can start investing with. Make sure you know all the details of trading platforms before investing so you can make […]
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Investing for beginners

3rd July 2024
Staring your investing journey to make more from your income, save up and learn more about investing? There is a lot of information about investing and not a lot of it is easy to understand, so here is a guide for beginners learn how to invest so you can get started.   To start, what […]
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Should I start investing?

2nd July 2024
We hear a lot about the benefits of investing and the need to increase your income through investments. However, this isn’t always an option for everyone and starting to invest can be a big decision and should be thought out. Investing is a great way to build on your income as well as create financial […]
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Amazon Prime sale day returns

1st July 2024
This year the Amazon Prime sale days will fall on the 16th and 17th of July. This is the 10th year in a row for the Amazon Prime day and is a great way to save money on an item you have wanted, buy for birthdays or even get ahead and start your Christmas shopping. […]
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Questions to ask before setting up a joint account

28th June 2024
Setting up a joint account can be a helpful way to manage money with a partner, roommate or anyone you might share bills and financial responsibilities with. It’s best to have all the information about how joint accounts work before beginning. Equally as important is knowing all about your partner’s finances too so having a […]
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3 banks lower their home loan costs

27th June 2024
With the recent news that inflation has fallen to 2% meeting the bank of England’s targets there was speculation of mortgage rates falling. However, the Bank of England has kept their base rate at 5.25% at their June review. The next review will on the 1 August where there is still hope for a lower […]
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Your first 60 seconds from spotting bank fraud

27th June 2024
If you have noticed bank fraud on your account, money being spent which you didn’t authorise or information you know has been stolen then it is important to act as quickly as you can. Bank fraud is a common crime and there are lots of ways you can protect yourself and your accounts.  When you […]
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5 Money Saving Mindsets

27th June 2024
If you find yourself in daily bad habits of spending this is probably why it’s difficult for you to have money left over each month for savings. There are lots of ways to save money or just cut down some costs even if you are on a low income, a student or work part time. […]
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About Finance Monthly

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Finance Monthly is a comprehensive website tailored for individuals seeking insights into the world of consumer finance and money management. It offers news, commentary, and in-depth analysis on topics crucial to personal financial management and decision-making. Whether you're interested in budgeting, investing, or understanding market trends, Finance Monthly provides valuable information to help you navigate the financial aspects of everyday life.
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