Budgeting can be difficult to set up and stick to especially if your monthly income is small. If you are trying to save, have noticed the rising prices or just need to cut down to decrease your monthly outgoings then these tips could help you to budget.
When trying to save it is important to first find the right savings account for your needs, there are many ways to make saving simple. There are many options for savings accounts, below you can find out how each type can help you save. Easy Access You will be able to draw your money out […]
This international women's day we spread awareness for those who work in the financial and business sectors where they suffer from inequality at work. As one of the top business and financial regions, London is on top in many areas with booming business and advances in investments and more. Despite this city’s success it is […]
If you are trying to save, learn more about finances or want to take on some new techniques for your money then reading from those who have done it or are experts in the field could help you. There is so much advise out there it can become overwhelming, when finding the book for you […]
The Spring Budget is here! The Chancellor of the Exchequer Jeremy Hunt has outlined the Spring Budget and the highlights are outlined here. Introduction Mr Hunt started by addressing the "tragic loss of life in Israel and Gaza". And announces a £1 million memorial to be created in honour of fallen Muslims who died in […]
House prices are falling and many believe they will continue on this path through 2024. This sounds like good news, however for those selling their properties, this means they are having to reduce their asking price. Also, with high and rising mortgage rates, many people still can’t afford to buy. Predictions for the Property market […]
In the Spring Budget Jeremy Hunt, the Chancellor Exchequer has been hinting that there could be tax cuts coming up. What is income tax? Income tax is the tax you have to pay on your annual earnings or, if you’re self-employed, any profit you make. Depending on how much you earn determines how much […]
As the higher cost of living has continued to stretch household budgets, the flexibility for consumers of buy now pay later (BNPL) deals has become increasingly attractive. Recent research carried out by the Financial Conduct Authority (FCA) last October, found that around 27% of UK adults has turned to BNPL in the six months to […]
ISA stands for Individual Savings Account and allows you to save whilst earning interest and is tax-free. You can save up to £20,000 in a tax year tax-free. Having an ISA helps people to save for things like a house deposit as this a great, money-efficient way to save large amounts. Cash ISA This is […]
From the 3rd of March we can expect a 4.9% increase in the price of rail fares across the UK. This has been capped by the Department for Transport (DfT) to try and keep the prices as fair as they can. The increase in ‘regulated’ rail fares is linked to the annual July retail prices […]
You want to get on the property ladder but don’t know where to start? You aren’t alone, thousands of people in the UK struggle to make the leap due to rising prices. When you decide you want to buy a house have a good credit card score is important with little to no debt. If […]
For parents in the UK paying for everything your child needs as prices continually rise across the country is a difficult and stressful task. This scheme aims to ease one aspect of this for parents as childcare creates a huge financial stress. This scheme creates another great way to be able to start saving and […]
Finance Monthly is a comprehensive website tailored for individuals seeking insights into the world of consumer finance and money management. It offers news, commentary, and in-depth analysis on topics crucial to personal financial management and decision-making. Whether you're interested in budgeting, investing, or understanding market trends, Finance Monthly provides valuable information to help you navigate the financial aspects of everyday life.
Subscribe to Finance Monthly and Get the Latest Finance News, Opinion and Insight Direct to you every week.
We use cookies to ensure that we give you the best experience on our website. By continuing to use this site you consent to the use of cookies. Privacy PolicyOkI do not consent