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Credit Cards & Loans

Welcome to the Credit Card and Loans section of Finance Monthly, where we provide essential insights and advice on managing credit effectively. This section is dedicated to helping you navigate the complex world of credit cards and loans, offering expert tips on choosing the right options, understanding interest rates, and managing debt responsibly.

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Whether you're looking to build credit, consolidate debt, or find the best loan options for your needs, our resources are designed to empower you with the knowledge to make informed financial decisions and optimize your credit health.
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Five Tips and Tricks for Using Your Credit Card as Effectively as Possible  

23rd February 2024
Alright, let's dive into the plastic fantastic world of credit cards! These little rectangles can make or break your finances, so getting savvy with them is key. We're here to level up your credit card game with some killer strategies. Buckle up for five top-tier tips and tricks that'll turn you into a credit card […]
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What is Better for Debt Consolidation: Balance Transfer or Personal Loan?

15th February 2024
Need help with too much debt? Many are­! Yet, help exists. The­re are two key re­medies: balance transfe­rs and personal loans. But which will aid you best? It seems like a challenging decision to make, but there is always an option to rely on financial experts from trusted platforms. Meet BadCredify - an online platform to […]
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Everything you need to know before getting your first credit card

12th January 2024
When choosing a credit card make sure it suits what you need it for and that you will definitely be able to make the repayments on time.
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How to Pay Off Credit Card Debt

13th December 2023
...Many people assume the interest rate on their credit card is set in stone, however, this isn’t always the case...
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Your guide to paying down credit card debt

13th December 2023
...Two common strategies for paying down credit card debt are the debt avalanche method and the debt snowball method...
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Get an instant Kotak Credit Card in just 3 easy steps!

17th October 2023
In 2023, no one misses the long waits at bank branches.
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How Blockchain Technology Is Putting an End to Money Laundering and Credit Card Fraud

24th August 2023
Blockchain technology is revolutionizing financial security by providing robust solutions to curb money laundering and credit card fraud.
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9 Problems That Late Credit Card Payments Can Cause You

31st October 2022
Today, nearly 30% of Americans have borrowed between $1,000 and $5,000 against their credit cards, and over a third of borrowers estimate that it will take them up to two years to repay their balance in full.
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4 Credit Card Types You Must Know Before Applying For One

1st September 2022
The right credit card can make your life easier and more convenient. It can help you build your credit history, improve your spending habits, and even offer some pretty sweet perks (like cash back). But if you're not careful, picking the wrong one can cost you money.
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5 Ways a Credit Card Can Help Your Business's Bottom Line

1st September 2022
Whether you own a brick-and-mortar business or someone who runs a small business out of your home, there's a lot to consider when managing your cash flow.
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Credit Card Processing Fees: Interchange Fees Explained

4th April 2022
The COVID-19 epidemic has wreaked havoc on the corporate world in various ways, one of the most significant of which is the quick shift toward contactless payments via credit cards. Individuals and companies all around the globe are using credit cards to purchase products and services rather than old-fashioned cash or chequebooks.
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What Is A Virtual Credit Card And How Do They Work?

28th February 2022
Technology has revolutionised the financial industry by introducing new ways for people to shop, make payments, transfer money, and manage their investments. One great example of these innovations is virtual credit cards. These instruments have progressively substituted their physical peers and have made the checkout experience – both in-store and online – more seamless than ever.
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About Finance Monthly

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Finance Monthly is a comprehensive website tailored for individuals seeking insights into the world of consumer finance and money management. It offers news, commentary, and in-depth analysis on topics crucial to personal financial management and decision-making. Whether you're interested in budgeting, investing, or understanding market trends, Finance Monthly provides valuable information to help you navigate the financial aspects of everyday life.

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