Consumers are presented with more retail banking options than ever before.

Throwing in the towel isn’t done lightly. It requires a complete and utter admission that you can’t win.

Mortgages are one of the most common forms of debt in the UK. In fact, only credit cards rank above mortgages when it comes to the proportion of the national population with each type of debt – 35% and 24% respectively.

Are you looking to apply for a personal loan online?

Standard Chartered is just the latest bank to be hit with huge financial penalties for wrongdoing, having been fined in the US and UK.